If you are planning a cruise for your next vacation, be sure to consider the importance of including cruise insurance with your purchase. Cruise insurance offers protection and assistance for the unexpected, such as baggage loss, last minute travel changes and emergency medical assistance. It’s a great way to protect your vacation investment before and during your ocean travels.
Anyone who has planned a vacation knows the costs that are involved, including airline tickets to the port of departure, tickets for the cruise, and other costs. If the trip has to be cancelled due to an emergency, whether business or personal, there are often high fees involved. With cruise travel insurance, coverage is provided for these unforeseen circumstances, protecting your trip investment.
To receive the maximum benefits available, travel insurance for cruises should be purchased within 15 days from the time that you book your cruise package (initial deposit). Coverage is typically provided for trip cancellation, trip interruption, trip delay, missed connections, baggage loss or delay, and emergency medical services.
Medical services covered by cruise insurance include up to $50,000 in coverage for medical expenses, $100,000 for emergency medical transportation costs, and up to $50,000 for accidental death and dismemberment. Optional coverage can be purchased to protect you during your flight to and from your port of call, in case of death or dismemberment while in flight.
It can be impossible to predict what will happen before your trip even begins. The cruise line or travel agency can go out of business, or a pre-existing condition could force you to cancel your trip for health reasons. Cruise cancellation insurance, when purchased within 15 days of booking your trip (initial trip deposit), allows you to relax and feel confident that you will be protected in these situations.
Extra emergency travel services that are included in cruise travel insurance plans are an important added benefit to your coverage. Having access to 24-hour emergency travel assistance for help with rebooking flights, passport information and cash advances, can provide peace of mind while you are travelling.
The cost of cruise cancellation insurance depends on the cost of the trip, the number of days of the trip and the insured person’s age. The plan must be purchased at least 24 hours prior to the date of departure and you must insure the total pre-paid, non refundable portion of your trip to receive the maximum benefit.
When planning your cruise, protect your investment by purchasing cruise travel insurance. The protection you receive and the benefits available make it a worthwhile addition to any cruise package. By purchasing a plan well in advance of your trip, you can rest assured that you will be protected from the unexpected.